Todd Finn - RE/MAX Partners



Posted by Todd Finn on 1/14/2018

Moving is a big adjustment for any of us, yet it can be hardest on the children in our lives. Moving can mean a new school for your kids and a whole lot of unfamiliar faces. There are a few ways that you can help kids adjust to the change of moving to a new place and help them to feel at home faster. 


Let Them Be Involved With The New House


As a child, it can seem like moving into a new house is all about adults. Kids may feel that they’re merely along for the ride. You can let the kids pick out some things in the house. What color should their room be? Can the kids give some input on a new piece of furniture? Make moving a family affair and allow everyone in the family to feel included to make the transition smoother. 


Get Enrolled In Local Activities


See what types of local activities are available for the kids (and you) to be enrolled in. From tennis lessons to summer camp to after school activities, there’s plenty of things in a community that you and your family can get involved in. If you can find an activity to participate in with your kids, it will only make it easier for them to feel comfortable meeting other kids. You can also get acquainted with other adults to get some more information and insight about your new community. Making new friends and doing something they love will help your kids to feel right at home. The kids will feel more comfortable i their new school as well if they get involved.  



Help Kids Stay In Touch With Old Friends


Moving isn’t all about making new friends. Kids can still keep in touch with their old friends. If you didn’t move very far away, schedule dates for your kids to meet up with their old friends. If you have moved across states, encourage your kids to keep in touch with old friends through phone calls and video chat meetings. They’ll know that someday, they’ll see each other in person again. These actions can help in the transition of moving as well, since kids will see that their old lives have not been completely lost and forgotten about.


Stroll Around The Neighborhood As A Family


One great way to get adjusted to a new neighborhood is to explore it by foot. Make it a point to take an evening stroll as a family. The kids can learn a bit more about the area and begin to feel more comfortable in their surroundings with your help. You’ll also make discoveries about your new surroundings as a family.




Tags: Buying a home   kids   moving tips  
Categories: Uncategorized  


Posted by Todd Finn on 1/7/2018

Flood insurance represents a valuable investment for many homeowners across the country, and for good reason. This type of insurance guarantees that your residence and personal belongings are protected against flooding due to a severe rain storm or other inclement weather. Therefore, purchasing flood insurance may enable you to avoid substantial losses due to flood damage associated with a natural disaster.

So how does flood insurance work exactly? Here are three things that every homeowner needs to know about flood insurance.

1. Flood insurance and homeowners insurance are very different.

Flood insurance serves as a supplemental insurance that can be purchased in addition to your homeowners coverage. However, flood insurance does not substitute for home insurance, and vice-versa.

Typically, a homeowners policy does not offer flood coverage. This means if your house is filled with water due to a natural disaster, your homeowners coverage will not protect you against property damage or losses.

In many cases, a bank or credit may require a homeowner to purchase flood insurance if he or she owns a house that is located in a floodplain. Conversely, you may want to consider purchasing flood insurance even if live outside a floodplain.

Remember, even 1 inch of water after a flood can cause major damage in your home. But if you have flood insurance in place, your home and belongings will be protected against flooding at all times.

2. Flood insurance is provided via the National Flood Insurance Program (NFIP).

The NFIP offers flood insurance policies for your home and possessions. A flood insurance policy for your home guarantees that you're protected against any flood damage to your residence. Meanwhile, contents coverage insures you against loss of possessions due to flooding.

Also, it is important to note that flood insurance policies usually require at least 30 days before they go into effect. This means that you likely won't be able to purchase flood insurance only days before a major hurricane is expected to arrive in your city or town.

3. Flood insurance won't necessarily cover your entire home.

Federal flood insurance commonly offers coverage worth up to $250,000 for your home and $100,000 for your belongings. Therefore, if you own a home that is worth $300,000 and it is destroyed in a flood, your flood insurance policy will not cover the entire cost to replace your residence.

Comparatively, you can purchase "excess flood insurance" through a private insurance company to supplement a federal flood insurance policy. Excess flood insurance offers a great option if you want to insure your home and possessions against floods and guarantee that any policy claims are covered beyond national limits.

4. Floodplains may change over time.

Floodplain maps frequently change and evolve over time. Thus, a residence that was not in a floodplain several years ago may now be located in a floodplain.

If you plan to sell your residence, your real estate agent can help you find out if it is located in a floodplain. Or, if you intend to buy a new home, your real estate agent can tell you whether a residence is located in a floodplain as well.




Categories: Uncategorized  


Posted by Todd Finn on 1/6/2018


10 Dartmouth Street, Peabody, MA 01960

Single-Family

$499,000
Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Lots of good times to be had in 2018...Start the year off right in this large split entry located in the Pilgrim Heights Neighborhood of Peabody Plenty of room for everyone in this 3-4 bedroom home. Centrally located with easy access to Rtes. 1 and 95. Close to Peabody High School, restaurants and shopping. Equipped with a stair lift for ease of mobility. Hardwood flooring in most of the main level is in great shape! Cozy country style kitchen with many cabinets. Lower level features a big fireplaced family room and a large enclosed sun room. Great rec room features a built in bar, plus workshop, a potential 4th bedroom and laundry room. Two refrigerators, upright freezer and washer/dryer all remain as gifts. Lower level could be opened up again to make a 2 car garage. Lots of potential here! Open House this Sunday, January 7th from 1-3 PM
Open House
Sunday
January 07 at 1:00 PM to 3:00 PM
Todd Finn will be hosting an Open House this Sunday, January 7th, from 1-3 PM.
Cannot make the Open Houses?
Location: 10 Dartmouth Street, Peabody, MA 01960    Get Directions

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Categories: Open House  


Posted by Todd Finn on 12/31/2017

Do you know the history of your home? How you respond to this question may dictate whether you're equipped to maximize the value of your residence. As a home seller, you'll want to know when your home was built and other facts about the condition of your residence before you add it to the real estate market. And with the right amount of research, you should be able to find out plenty about your residence and share this information with prospective homebuyers. Some of the key home history questions that every home seller should consider include: 1. How Old Is Your Home's Roof? An old roof could become a costly repair that no homeowner wants to encounter. However, home sellers who understand when their roof has been repaired or replaced can share this information with homebuyers and empower these buyers with additional details to help them make an informed decision. Remember, an old roof won't necessarily deter homebuyers from checking out your house. At the same time, you'll want to account for your roof's condition when you price your residence. Also, you may consider completing roof renovations before you list your home on the real estate market, as these repairs may help differentiate your residence from similar homes that are available. 2. When Was Your Hot Water Heater and/or Furnace Replaced? A homebuyer surely wants a home that is easy to heat. And if you've replaced your home's hot water heater or furnace recently, you likely will be better equipped to optimize the value of your residence. If you're uncertain about the age of your home's hot water heater or furnace, you'll want to have these items tested by professionals to ensure their quality. Typically, an average hot water heater will last between eight and 12 years; comparatively, an oil furnace usually will last up to 10 years, while a gas furnace may perform well for up to 20 years. And if it's been some time since these products have been repaired or replaced, you may want to consider installing new ones before you add your home to the real estate market. 3. What Is the Age of Your Air Conditioning System? While the hot water heater and furnace are likely to generate concerns from homebuyers, the condition of your home's air conditioning system probably will do the same. Like many appliances, your home's A/C system will start to break down over an extended period of time. This commonly happens after 10 to 15 years, but home sellers who have maintained and repaired their A/C system regularly may be able to reduce the need to replace this unit. Focus on finding out as much information as possible about your home and sharing this information with homebuyers. By doing so, you are able to be fully transparent about what your residence offers homebuyers. Thus, you may be able to speed up the process of selling your home. Dedicate the time and resources needed to learn about the history of your home, and ultimately, you'll be better equipped to find homebuyers who are interested in your residence.





Posted by Todd Finn on 12/30/2017

This Single-Family in Peabody, MA recently sold for $430,000. This Split Entry style home was sold by Todd Finn - RE/MAX Partners.


16 Jackson Avenue, Peabody, MA 01960

Single-Family

$449,000
Price
$430,000
Sale Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Presidential Heights! Sun filled Split Entry in West Peabody features hardwood floors, half wall between the kitchen and dining area, lower level family room and study. Newer heating system with separate hot water heater. 1 car garage with door opener. Beautiful yard for entertaining.

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Categories: Sold Homes