Todd Finn - RE/MAX Partners



Posted by Todd Finn on 7/23/2017

The windows in your home are important. They provide a source of air, but they also provide a source of protection from the elements and help to keep the heat in the home. They also prevent the cold air from escaping in the summer months. With properly insulated windows, you’ll actually save on heating and cooling costs. That’s why the windows in your home are so important. 


At some point, you’ll need to replace the windows in your home. While there’s no definitive time, there’s plenty of recommendations as to when you know your windows are failing you. It’s important to the overall health of your home to know that the windows are “doing their job.” Below, we’ll give you some tips on how you’ll know when you need to make the switch to newer windows. We’ll also show you the disadvantages in waiting too long to replace the windows in the home.  


How Many Years Do Windows Typically Last?


A basic rule is that windows last between 15 and 20 years. Then they’ll need to be replaced sometime soon after they reach that age. Many times, homeowners will provide some touch-ups to the windows, adding additional insulation and caulking. This, however, is a mere temporary fix. Eventually, the entire units will need to be replaced.  


Design Moves Forward


One of the best advantages to replacing your windows is that advances in their design continue to make your home better. Newer windows provide much more insulation than older versions. The temperature in your home will be better regulated with newer windows, helping you to save on your overall energy costs.


New Windows Add Value


Putting new windows in your home can help you to add value to your home. While more energy efficient types of windows are an investment, you’ll save money on a few things in the long term. The money that can be saved on energy bills alone can be worth it.

 If you plan on selling your home in the near future, replacing the windows can also be a big bonus. They will add money to the overall value of the appraisal and entice buyers. There’s one less thing a buyer will have to do in your home once you move, making your home more attractive.  


The Right Number


The 15-20 year mark is simply a suggestion as to how often windows should ideally be replaced in a home. Keep tabs on the windows that are in your home and make note if you’re feeling drafts or the windows start to get stuck, crack, or even break completely. You’ll know it’s time to replace the windows when you see these signs.





Posted by Todd Finn on 7/16/2017

Television started entering American homes on a more widespread basis during the 1940s. At this same time in rural areas, television made its way into homes, retreated then was reintroduced into rural homes during the late 1940s through the mid to late-1950s. Today, more than 110 million American homes have a television.

Many homes have two or more televisions in them. It’s reached the point where it’s expected that you’ll have at least one television, and not just any television. It has to be a wide screen high definition television with surround sound.

Why it might be time to get rid of television

Television has replaced front porch conversations, board games and other indoor and outdoor social activities. It has also become a babysitter for developing children, including infants and toddlers. Although placing children in front of a television for one or more hours a day provides parents and caretakers with less distractions, it could hamper a child’s social skills. Additionally,when parents turn on educational programs, they might think that their child is learning simply because their child is watching and listening to programs that focus on reading, learning the alphabet and counting.

Until children are tested or parents ask children questions to measure how much they are actually learning, thinking that children are, in fact, learning because they are watching educational television shows is an assumption. But, children aren’t the only reason to turn off the television or consider taking television out of your home entirely. Other reasons to reduce or eliminate television usage in your home include:

Increased physical activity – Unless you’re running on a treadmill while you watch television, you’re probably sitting or lounging in bed. Less television could encourage you to be more physically active. You might get outdoors and soak up the benefits of more natural light.

Improved relationships – Remove television from your home and you may have little choice but to speak more often and more deeply with your relatives.You actually might have to actively listen to people while they speak with you.

Less isolation – Deeper conversations lead to improved relationships which can keep you from feeling isolated. Instead of turning to the television to watch other people engage in relationships on reality TV programs, you can focus on creating your own real life exciting and rewarding relationship experiences.

Better health – You and your children’s attention spans may increase after you take television out of your home. You could also reduce your risks of developing conditions and diseases like diabetes, obesity and hypertension.

Less than 60 years ago, it was normal for Americans to entertain themselves without watching television. That was a time when families gathered every evening around the dinner table. Neighbors interacted on a first name basis. People actually knew their neighbors’ children and grandchildren and treated them like extended family. Nearly every adult in a neighborhood looked out for children and teens. Face to face conversations were highly valued. Perhaps it’s time to return to that way of living, even if only for one to two days a week.




Tags: television  
Categories: Uncategorized  


Posted by Todd Finn on 7/9/2017

When you have allergies, there’s nothing worse than being around your triggers. Most people with allergies know exactly what causes symptoms for them. If you know what the best and worst types of flowers are for people with allergies, you’ll have a better idea of what you can plant in your garden. 


Worst Flowers For Allergies


Unfortunately, most plants in the daisy family aren’t very good for people with allergies. Flowers in this family include asters, dahlias, daisies, Gerber daisies, chamomile, chrysanthemums, and sunflowers. Not every breed of every type of flower falls into the “bad for your nose” category. There are some hybrids available that aren’t as harsh for people with allergies. Most of these can even be pollen-free. Look for plants that are listed as “hypoallergenic.” These hold that title because they either have no pollen, or the pollen is just too heavy to be carried by the wind.


Goldenrod And Ragweed


You have probably heard a lot about ragweed getting a bad reputation since its pollen is carried by the wind. Goldenrod may not be as bad, yet it often is categorized in the same way. These plants are great to attract bees and other pollinating insects, but they’re terrible if you’re an allergy sufferer. 


Baby’s Breath


This type of flower is often seen in floral arrangements and bouquets. Although the flowers are small, they can bring on a large amount of pollen. The double flowered variety is a hybrid and is a better choice for allergy sufferers. This allows the tiny flower to have a lower level of pollen.        


Better Choices For Allergy Sufferers


The good news is that there are many different types of flowers that won’t cause you grief. Many of the “safe” plants are those that are used for foliage. These would include Hosta, cactus, and dusty millers. 


More choices for allergy sufferers who want color: 


  • Azaleas
  •  Begonias
  • Bougainville
  • Clematis
  • Columbine
  • Geranium
  • Hydrangea
  • Hibiscus
  • Iris
  • Lily
  • Orchid
  • Pansy
  • Roses
  • Zinnia  


You can keep beautiful plants throughout your home and garden even when you suffer from the worst allergies. You don’t need to sacrifice color in the process. Keep in mind that you want to avoid flowers with extremely potent scents. Even with the absence of pollen, allergies can still be aggravated by these smells. The sap from these flowers may even cause mild to moderate skin irritation, so it’s best to stay away from these varieties of flowers. 


Tree Pollen


Tree pollen generally needs to be carried via the wind from male trees to female tree flowers. So, it‘s important to find the right types of trees to plant in your yard as well when you have allergies. You want the pollen to land in the right flowers in order to pollinate, not in your nose.




Categories: Uncategorized  


Posted by Todd Finn on 7/2/2017

Anytime that you move it can be both physically and financially draining. Moving with children is no exception to this rule. There are certain things that you can do in order to make the transition easier when you move with kids. Children can feel a special sort of attachment to a place, especially their home. It’s important that you help them make a smooth transition. 


Tell Your Kids About The Move


While it may seem convenient to hide the fact that you’re making a big move from your little ones, it’s not a good idea. Children are pretty intuitive. Sit down and have a conversation with them explaining where you’re going. You can even throw in the why if the move is due to the fact that you need more space or need to be closer to work. It may even be in your best interest to do this over your child’s favorite meal or at their favorite pizza place in town. 


Donate Anything You’re Not Using


This can be a great teachable moment for kids in the moving process. Teach them about giving things to people who are less fortunate than they are by going through their toys and clothes. Show them that you are donating items from your own collection as well. 


Let The Kids Be Involved


Kids can be involved with the move in many ways. Older kids can pack their own belongings in boxes and suitcases. Younger kids may need a bit more help. You can let them decorate the boxes as they are labeled. This will be a help for staying organized throughout the move. 


Emphasize The Cool Things About The New Place


If your new house has some neat features that you know the kids will love, definitely share it with them. Some things to talk about with kids about the new place you’re moving to:


  • New school
  • Great neighborhood park
  • Bigger bedroom
  • Having their own rooms
  • Playroom/ game room
  • Great ice cream stand


Anything that you know will be a highlight for your child in the process of moving can help them to cope with the changes ahead.  



Make Your Move Less Stressful By Staying Organized


It can be easy to snap at kids when you’re stressed out. Keep all of your important documents and papers in one place. Make sure you leave ample time for packing and moving. Hire a moving company if you need to as well. If you’re selling any of your belongings from your old house, make sure that you do so well in advance of the move to avoid any undue last minute stressors. With a bit of planning, moving with kids can go quite smoothly.




Categories: Uncategorized  


Posted by Todd Finn on 6/25/2017

If you're in the market to buy your first home, you're probably experiencing a variety of emotions, ranging from excitement to trepidation. Owning your first home is a major accomplishment and lifestyle change, but it also brings with it a lot of responsibility. Not only will you have to make mortgage payments every month and pay property taxes on time, but you can no longer turn to your landlord when the furnace quits or your refrigerator dies. As former U.S. president Harry Truman once said, "The buck stops here."

Understanding Your Credit Rating

One thing you might want to become acquainted with before diving into a full-fledged house search is your credit report. Your credit score, as determined by the three major credit reporting companies, is a reflection of your ability and willingness to pay your bills on time. Banks and mortgage companies factor in this information when deciding whether to approve you for a loan. Your credit score also has an impact on the interest rate you're offered. Also called a "FICO" score, this scale ranges from a low of 300 points to a high of 800. The higher your score, the more desirable you're viewed as a potential loan customer.

If you'd like to find out where your credit score stands, you can get that information for free (once a year) from Equifax, Experian, and TransUnion. Unlike lenders, they don't take into account factors like income and length of employment. The main things they look at are payment history, amounts owed, and length of credit history. If your credit cards are maxed out or you've been late with payments, then that will lower your credit score and make it more difficult to obtain the most favorable interest rates and loan terms. Fortunately, there are a number of commonsense measures you can take to improve your credit score. Side note: Errors may occasionally crop up in your credit report, so it pays to review them on an annual basis and dispute erroneous or outdated information.

Steering Clear of Other Pitfalls

While buying your first home can seem like an intimidating process, an experienced real estate agent can guide you and make the journey a lot easier. A licensed agent can help you get the process rolling, keep you on track, and resolve problems. There are plenty of situations in life where going it alone is a viable strategy, but buying your first home is not necessarily one of them. By working with a real estate agent, you'll avoid unnecessary frustration, stress, and costly mistakes. You'll also stand a greater chance of finding just the right home for your needs, desired lifestyle, and budget.